43 W Croton Drive

Carmel, NY
$ 259,000 Beds 1 Baths 1 Sq 569
Monthly Estimate* How much can I afford?

Imagine ending your day with the lake just moments away, where morning paddles, afternoon fishing, or quiet evenings by the water can become part of your everyday routine. This charming cottage offers lake access rights and the kind of relaxed lifestyle that's increasingly hard to find. Why settle for shared walls and monthly condo fees when you can enjoy the comfort and character of a place to call your own? Offering an appealing alternative to condo living, this home blends simplicity with the freedom of a detached property. The location makes everyday living easy. A nearby park invites you outdoors, while shopping and everyday conveniences are just minutes away. Whether you're looking for a weekend escape, a seasonal retreat, or a place to enjoy year-round, this cottage delivers a rare combination of recreation, convenience, and timeless charm.

Single Family

  • Price
  • $ 259,000
  • City
  • Carmel
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • PUTNAM
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.05 Acres
  • Zip
  • 10512
  • Sqr Footage
  • 569
  • Year Built
  • 1938
  • Taxes
  • $ 6378
  • Style
  • Cottage
  • MLS#
  • 1025706
Listed By: Redfin Real Estate
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Electric
Cooling None
Utilities Electricity Connected
Appliances Dryer,Electric Range,Microwave,Refrigerator,Washer
Architectural Style Cottage
Construction Materials Vinyl Siding
Year Built 1938
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372200-033-050-0001-004-000-0000
County Putnam County
Property Type Residential
HOA No
Garage Y/N No
Total Rooms 5
Full Baths 1
High School Carmel High School
City Kent
Senior Community Y/N No
High School District Carmel
Carport Y/N No
Elementary School Kent Primary
Property Attached Y/N No
Tax Annual Amount 6378
Middle/Junior High School George Fischer Middle School
Additional Parcels Y/N No
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Assessed Value 207000
PostalCity Carmel
AttributionContact 914-618-5318
Listing Appliances Dryer, Electric Range, Microwave, Refrigerator, Washer

Interior Features

Interior Amenities First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Washer/Dryer Hookup
Basement Crawl Space
Fireplace Features Pellet Stove
Basement Features Crawl Space
Basement (Y/N) No
Window Features Skylight(s)
Fireplace Y/N Yes
Total Bedrooms 1
Total Baths 1
General Features First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Washer/Dryer Hookup
Ceiling Fan(s) Yes

Exterior Features

Parking Features Driveway
Water Source Private
Parking Features Driveway
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bay Shore, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Kent Primary Elementary School
Middle School George Fischer Middle School
High School Carmel High School

Price History

7/17/2026 Listed $275,000
8/12/2026 6% - $259,000

Property vs Zip Code Average in 10512

Price
AVG $660K
$260K
Taxes
AVG $15,898
$6,378
Year Built
AVG 1962
1938
Visits
AVG 41
25
Data Provided by Inside Real Estate®

Areas That We Cover

43 W Croton Drive Carmel, NY is a Single Family Home for sale at $259000 with 569 sqft and a lot size of 0.05 Acres Acre(s). 43 W Croton Drive Carmel has 1 bedrooms, 1 baths and was built in 1938. The property's zip code is 10512 which is in Carmel, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.